Finance Services

Flexible financing options so the project you want isn't out of reach.

Loans Available

Build Now, Pay Over Time

We've partnered with trusted lenders to give Build-X clients access to home improvement financing — including unsecured loans for renovations, additions, and new construction. Whether you're looking to remodel a single room or build from the ground up, there's a path that works for your budget.

Pre-qualification is fast, soft-credit (no hit to your score), and you'll have an answer in minutes.

Construction financing

Financing Options

Choose the Plan That Works for You

Multiple loan programs through our partner lenders — pick what fits your project size and credit profile.

0% Promotional

Same-as-cash financing on qualifying projects. Pay off the balance during the promotional window and pay zero interest.

  • 6, 12, 18-month promo terms
  • Smaller-to-mid-size projects
  • Fast online pre-qual

Fixed-Rate Loan

Long-term fixed monthly payments for larger renovations and new construction. Predictable, no surprises.

  • Up to 15-year terms
  • Loan amounts up to $100,000+
  • Fixed monthly payment

HELOC / Home Equity

For homeowners with equity, we can guide you toward HELOC or home equity loan products through our partner network for the most competitive rates.

  • Lowest typical rates
  • Tax-deductible interest (consult your CPA)
  • Best for larger remodels

How It Works

Three Steps to Approved Financing

1

Get Your Quote

We come out, scope the project, and provide a detailed line-item estimate.

2

Apply Online

Use our lender portal for a soft-credit pre-qualification — no impact to your credit score.

3

Build with Confidence

Funds disburse directly for the work, and you pay over your chosen term.

Questions About Financing?

Talk to us. We'll walk you through your options — no obligation.

Disclosure: Loan products are offered by third-party lenders, subject to credit approval. Loan terms, rates, and availability vary by program and applicant qualifications. Build-X Group does not directly extend credit. Promotional offers are subject to change without notice.